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Recurring Deposit Scheme |
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Members
can
invest
minimum
`
200/-
p.m. |
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- January Recurring
Deposit Period from December to November every
year.
- Education
Recurring Deposit Period from April to March
every year.
- Festival Recurring
Deposit Period from September to August every
year.
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from Oct. 2023 Interest
Rate on Recurring Deposits is 8% p.a. |
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Duration
: 12 months. |
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▪ |
If
recurring
deposit
is
premature,
rate of
interest
will be
5% p.a. |
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▪ |
If
recurring
deposit
is premature
on or
before 3
months,
interest, will
not be
given
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▪ |
Dhanvarsha |
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Recurring
Deposit
Period
from
July-23
to
August-2026
for 3
years
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Interest
rate is
8% |
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Duration
36
months |
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If
recurring
deposit
preparation
before
one
year,
interest
will not
be given |
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If
recurring
deposit
is
premature
after 1
year
rate at
interest
will be
6% p.a. |
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▪ |
Monthly
Fixed
Deposit |
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Period :
Maximum 24 Months |
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Members can invest a minimum amount of `
20,000/-
Rate of
Interest
will be
6.5% up to
24
months
Rate
of
Interest
will be
7 % up to
24
months
Only for
Retired
Members
(Applicable
date is
01/08/2020)
Interest
will be
paid by
various
ways-
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▪ |
Monthly Interest |
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▪ |
Monthly
interest
will be
directly
credited
to your
Saving Bank a/c
thro NECS
or
NEFT
every
month. |
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▪ |
If FD is
premature
interest
rate
applicable
for
completed
period
will
applied &
excess
int.
paid
will be
deducted
from
prematurely
amount
at the
time of
payment. |
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▪ |
Simple Fixed
Deposit |
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Members
can invest a minimum amount of
Rs.5,000/-
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Interest rates on
Deposit
are as
follows |
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▪ |
3 months |
: |
3% |
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▪ |
6 months |
: |
4% |
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▪ |
12 months |
: |
5% |
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▪ |
18 months |
: |
6% |
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▪ |
24 months |
: |
6.5% |
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·
Special
Rate for
Retired
Members
@7% for
24
Months.
(From
01.08.2020) |
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▪ |
Int.
will be
paid at
the time
of
maturity
only. |
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▪ |
In case
FD is
premature,
int.
rate for
completed
period
will be
given. |
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Member
can
avail
loan
against
Fixed
Deposit
up to 80%
of
deposit
amount @
2% more
interest |
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Akshya
Vishesh
Mudat
Thev
Yojana |
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Akshya
Vishesh
Mudat
Thev
started
from
20/04/23
to
30/09/2023 |
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▪ |
6
months to less than 12 months |
: |
6% |
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▪ |
18 months to less than 24 months |
: |
6.5% |
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▪ |
24 months |
: |
7% |
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Rate of
intrest
will be
8% upto
24
months |
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Only for
retired
members
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For
regular
and
nominal
members,
Please
note
that no
Interst
will be
paid if
the
renewable
term
deposit
is
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