Loan...
 
Mid Term Loan
  Members can apply for the Medium Term Loan as per the eligibility mentioned in the table given below
  Loan Amount revised from 1 July 2022
   
 
GROSS SALARY LOAN LIMIT
UPTO ` 20,000/-  `  5,00,000/-
` 20,001/-  To  ` 25,000/- ` 6,00,000/-
` 25,001/-  To  ` 30,000/- ` 7,50,000/-
` 30,001/-  To  ` 35,000/- ` 9,00,000/-
` 35,001/-  To  ` 40,000/- ` 10,50,000/-
` 40,001/-  To  ` 45,000/- `  12,00,000/-
` 45,001/-  To  ` 50,000/- `  13,50,000/-
` 50,001/-  To  ` 55,000/- `  15,00,000/-
` 55,001/-  To  ` 60,000/- `  16,50,000/-
` 60,001/-  To  ` 70,000/- `  18,00,000/-
` 70,001/-  To  ` 80,000/- `  21,00,000/-
` 80,001/-  To  ` 90,000/- `  24,00,000/-
` 90,001/-  To  ` 1,00,000/- `  25,00,000/-
` 1,00,001/-  And Above `  30,00,000/-
   
 

Maximum Installment 240
* Interest Rate  w.e.f. 01-01-2021*
Interest rate @ 10% for all loan.
Interest rate Applicable from 01/01/2021

   
  Midium Term Loan  (How To Apply) Requirements
 

Rs 100/- Bond paper upto Loan 5,00,000/-
Rs 200/- Bond paper loan above 5,00,001/-
Rs 300/- Bond paper loan above 10,00,001/-
3 Sureties Signature required upto 18 Lac
4 Sureties Signature required above 18 Lac
 
  MT Loan-Rules
 
Repayment within 240 equal installments - maximum
Deduction through salary
Member already having loan from other society is not eligible for loan.
All loan rate of int. is @10 %
   
Aatmanirbhar Loan (Short Term Loan) (w.e.f  01/10/2022)
 
Maximum limit 10,00,000/-
ROI 9% p. a.
Repayment minimum 6 and maximum 180 installments.
Rs. 100/- Bond Paper upto Loan 5,00,000/-
Rs 200/- Bond paper loan above 5,00,001/-  required
Only one surety required, that surety having 40% of gross salary in hand.
Only Emergency Loan will be deducted from Aatmanirbhar loan.
Service charges Rs. 200/- (One time)
   
   
Emergency Loan
  If member needs urgent financial help, he can apply for Emergency Loan as per below given slab
   
 
GROSS SALARY LOAN LIMIT
 Gross Salary Upto   ` 50,000/-  ` 30,000/-
 ` 50,001/- To 1,00,000/- ` 60,000/-
` 1,00,000/- And Above ` 80,000/-
   
 
Member can apply maximum 80,000/-
Repayment Should be within 12 equal installment through salary
Loan Rate applicable @ 9%
Service Charge ` 100/- (one time)
   
   
 
     
 

 
     

 
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